How to Get High Rankings on Google

So much time and money is wasted by not doing things the right way or in the right order. To get high rankings in Google’s regular results as quickly as possible, do the following things.

Step 1: understand the concept of search engine optimization (SEO)
It Is really important for your increase sales all website is and ultimately save you a lot of time if you first understand the basics of search engine optimisation

Step 2: choose your keywords carefully
Take some time to find the right keywords for your website. The most obvious keywords usually aren’t the best keywords for SEO.

How to Judge the Value of a Keyword?

How much is a keyword worth to your website? If you own an online shoe store, do you make more sales from visitors searching for “brown shoes” or “black boots”? The keywords visitors type into search engines are often available to web-masters, and keyword research tools allow us to find this information. However, those tools cannot show us directly how valuable it is to receive traffic from those searches. To understand the value of a keyword, we need to understand our own websites, make some hypotheses, test, and repeat-the classic web marketing formula.

Being the first on the 1st page of Google can be totally pointless if it is for the wrong keyword. Many web masters think that they already know the best keyword for their websites. If they haven’t done some research, they are usually wrong. There are several reasons for that.

You know your business much better than anybody else. You know the special terms that are used in your branch and you know what you should search for when you’re looking for products like yours.

Your customers don’t know as much as you. They don’t know your terminology and they might use totally different keywords. For example, people might search for the keyword “nose job” while your professional pride tells you that you should use the word “rhinoplasty.” If you don’t use the words that your customers use, your website won’t be found.

Have you considered the intention of the searcher? Just because a keyword is used very often on search engines it doesn’t mean that you’ll get many customers. People who find your website through a special keyword might not be interested in purchasing. For example a woman might search for lingerie photos this does not necessarily mean she wants some laundry photos taken she made in fact been looking for ideas of what lingerie she may want to purchase, so if she trips on a photography site she could believe it immediately because it’s not what she’s looking for and this will increase your bounce rate was somebody find your website and leaves it within 30 seconds. This bounce rate can tell you if your keywords are not specific enough.

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Why You Should Consider Sale Leaseback Financing

Sale leaseback financing has been used by businesses around the world for a number of years. This type of financial solution provides businesses with a host of advantages, while enabling them to have the equipment they need to conduct business and operate on a daily basis.

There are nine top benefits for choosing this financial solution or businesses of all sizes from manufacturing companies to construction companies and for the smaller company to the large corporation.

Sale leaseback financing enables you to improve your working capital. If you have been awarded a project and given a deadline to complete, you will have a lot of expenses to take into consideration. Wages, operational costs and materials are just some of the expenses you can expect, which means that any expensive equipment you have lying around is costing you money. Selling the equipment and then renting it back to use on the project is a great way to instantly improve your cash flow.

Another reason you should consider this solution is that you can manage your budget accordingly. You will sell your equipment to a company and then rent it back at an agreed fixed price per month. This enables you to easily put your operational budget in place and make the payments in a timely manner without a heavy impact on your bank account.

The great news for business owners is that when you purchase a piece of machinery you automatically pay tax, but when you rent equipment, the payments are one hundred percent tax deductible. This can help you lower your annual tax payments considerably.

When you consider sale leaseback financing, you are in complete control of your assets. They become easy to manage in terms of maintenance and repairs. You don’t have the burden of owning machinery which is sitting in storage collecting dust, but rather using machinery you need without the big overheads.

There is nothing to say how you must use the money you receive for your equipment. Once a sale leaseback financing agreement is reached, you are given a lump sum for the machinery, a lump sum of cash to use as and when needed. You can leave it in the bank and let it build or you can use it to pay project expenses.

These types of agreements ensure that you receive the best price for your equipment. You are paying the company every month for your machinery that you have sold to them, this enables them to offer you a decent price, much more than you would expect from a piece of used equipment.

Sale leaseback financing also offers the added advantage of the payments not having any negative impact on your credit line. If the project takes longer than anticipated or is more expensive than originally planned and you need to get cash from the bank, your lease will have no bearing, enabling you to get the financing you need.

You may think that your business doesn’t quality for sale leaseback financing, but you’ll be surprised to know that a wide range of equipment qualifies. It’s advisable to find a company that provides this service and give them a call to discuss your requirements. Some companies only specialize in certain industries, where others work across the board, this enables you to tell them what you have and why you need cash and they can see if they are able to offer you a sale leaseback financing deal.

The final reason you may want to consider sale leaseback financing is that decisions are usually made within a very short period of time and you can have the cash in your bank within days.

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How To Use An ATM Machine Safely And Correctly

ATMs are a major part of the world we live in. They are a convenient tool to give you cash when you need it most. It is important to know the correct way to use ATMs safely.

Automated Teller Machines (ATM) are used by people who want to take money out of their bank checking or savings accounts when they are not in close proximity to a bank branch. ATMs can also be used to deposit money, but most people use them to take money out. ATMs can be found on streets, in busy shopping areas and inside places such as retail stores and markets. The larger the city you are in, the easier it will be to find one. Knowing how to use an ATM in the correct manner can help to save you a large amount of time when you need money immediately. Let’s take a look at how to use these machines:

1. Daily limit and fees

All ATMs have a limit to how much money you can take out each day. In India, this limit is usually Rs 10,000. If you need more, you can go to an ATM that is operated by a different bank. If you are using an ATM for your personal bank, there will be no fee. If you use a different bank’s ATM, they will charge an additional fee that will be shown on the screen during your transaction. You must approve this fee to get your money. These fees will vary depending on which bank owns the ATM.

2. Begin transaction

Insert your bank card into the slot on the machine. Most ATMs will require you to remove your card before continuing. However, there are older ATMs in India that keep your ATM card in the machine until the transaction is completed. After you put in your card, you have to type in your PIN number. If you typed your PIN correctly, you are presented with a menu of choices. Some ATMs use a keypad while others use a touchscreen. Type in the right information to tell the ATM what you want to do. Along with making deposits and withdrawals, you can also check the balance of your accounts and transfer money between your accounts. It should be noted that not all ATMs are equipped to accept deposits.

3. Safety

Safety should be a major concern when using any ATM. Before taking your card out of your wallet or purse, make sure there are no suspicious people standing nearby. Criminals will often wait for people to take money out and then try to steal the money. Whenever possible, only take money out of an ATM in the daytime or in an area with proper lighting. You should also look behind you to make sure nobody is watching as you type in your PIN.

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How To Understand Binary Options Daily

To be upfront here, binary options remain a type of action where the payoff is nothing or all. Through this idea, a trader can easily understand binary options daily and even trade better than the local types.

Do you know that binary options remain cash-settled like the European-style trades? This simply means that options daily can be practiced on the expiration date. In case the options settle in the money at expiration, then the seller or buyer of the trades will receive a pre-specified dollar equivalent. In case the trades settle out of the money, then the seller or buyer will receive nothing. This simply displays a gain or loss risk assessment. Unlike local trades, options daily usually offer complete payout date due to a single pip movement. Depending on the platform a trader is using, nothing in most cases can simply mean something. This can be practically explained by saying that a trader can be offered certain payout amounts at expiration time. This also follows if the option expired out of the money. It is important to know that binary options daily can be encountered by traders under another name. In Forex exchange platforms, options daily can be called digital trades. Are you looking for useful tips on how to understand binary options daily? Read on to discover how to understand binary options daily as required.

Learning The 2 Outcome Trading Options:-

It is the jurisdiction of a trader to select the expected direction of the price movement trade or asset. For most trading platforms, the 2 options are often called Call and Put. Put is usually known as the prediction of a price in the declined direction. Call is also known as the prediction of price in the increased direction. Unlike the local trades, knowing the extent of the price movement is not needed. In the binary options daily trade, it is expedient for the seller and buyer to know if the price of the selected asset will move lower or higher than the staring value. In case a trader has a feeling over an underlying asset, then he or she can conveniently trade options daily more easily as required.

Deciding On Your Trading Position:-

At this point, you will have to check on the present marketing conditions surrounding your selected asset. A trader will also be expected to determine if the price is going to fall or rise. In case your prediction remains correct at the expiration date, then the payoff is the benefit of the contract. The broker has the jurisdiction to decide on the return rate of each winning trade. Nevertheless, the winning trade returns rate is often made known earlier prior to any trading contract.

Learning How The Price Value Is Known Or Determined:-

The probability of the event happening is often equal as the price of a binary options contract. For instance, if the contract price has a worth of 100 dollars and the final trade reads 96, it simply means that the 96 percent of the market platforms believe the event will take place. When this occurs, the contract will finally end up in the money.

Learning Where Binary Options Trade Are Done Daily:-

From research and feasibility study, it is clear that binary options remain well known in Europe. In fact, binary options are perfectly traded in the main European money exchanges such as EUREX. In the U.S, there are certain places where you can trade options daily. The CBOT (Chicago Board of Trade) usually provide binary options trading over the Target Fed Funds Rate. For traders to use this platform, it is expedient to be a member of the exchange. In fact, traders will be required to be a bona fide member prior to executing any trade. Normally, the value of each contract is worth 1,000 dollars.

In most cases, options daily will help a trader to have clear knowledge of the market. There are so many traders who have learnt better strategies in approaching the binary options market through the act of daily learning of the chart and signals. Since getting trading signals are not easy to learn, it is important to do so on a daily basis. This will help to increase your chances of winning a trade easily. Using this idea will always keep you safe when envisaging to trade on the binary options market. Selecting a good broker will always help to increase your chances of making greater profits and as well winning trades easily. Consistency is king in anything you do in life. Consistency will only be determined on something you do on a daily basis. This idea can as well be used in binary options daily trading. You are sure to experience quick and top-notch results that glow with pride and longevity as required.

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Benefits of Credit Card Machines for Business

Other than credit card machines, technology has produced many notable effects, including the credit card machine. In the 21st century, people open themselves up to technology from the very center of their being. It has the added benefit of leading to an increase in the use of credit and debit cards. Additionally, the coronavirus’ arrival has also contributed to the increased use of contactless transactions. EMV cards are replacing magistrate premium cards. EMV chip cards give you the ability to make contactless payments. The merchants must have advanced payment terminals to accept such payments.

Credit and debit cards are used almost exclusively in today’s business world. To take your business to the next level, you must associate it with a credit card machine. The processing and payment services you need for online sales include a merchant processor that provides you with an online payment gateway. There will always be online modes that people will prefer to use, regardless of the volume of transactions. As a result, you have to use an advanced piece of equipment, such as a credit card machine, in tandem with your business.

Advantages:

Just because we’re living in the 21st century, it’s impossible to conceive of life without modern technology. A large number of businessmen prefer to stick to established business models. However, sometimes you have to alter your plans according to the current situation. This means that you need to be one step ahead of everyone else in the business. You will lose customers otherwise. An establishment that gets access to a credit card machine will enjoy countless benefits. Listed the benefits; so, don’t miss the following:

Obtain Legal Recognition for Your Company:

Accepting card payments using digital payment terminals is a legitimate business practice, so it should help your company a lot. The card brand name will be printed on the POS, and thus the customers will have no problem noticing it. This logo will be featured on the same online marketplace as well. The greater the number of customers from outside the country, the more money you’ll make.

Increase Your Profitability:

To accept various forms of payment, like credit cards, Google Pay, Apple Pay, and more, use a credit card machine at your business. Creating a positive impression on your customers is quite simple, but it also keeps your customers loyal. A credit card machine, thus granting flexibility in the ecosystem of online payment, provides customers with many payment options, thus allowing them to pay bills in various ways.

How to stay ahead of the competition:

Many businessmen have not yet fully embraced digital equipment, making small-business models in the early stages of transition. To accept online payments, your business equipment must be upgraded. If customers are no longer carrying cash, you can outpace your competitors. Research has shown that when customers use their cards to make a purchase, they spend more. Additionally, because you will make a substantial profit from accepting card payments, it’s highly recommended that you do so.

Cash Flow Improving Measures:

The customers’ card payments get settled quickly when they pay with a card. Everything is done electronically, so you don’t have to go to the bank to deposit the money. Additionally, you don’t have to wait for customers to pay you. Your cash flow will thus improve.

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Are You Choosing the Right Stock Market Advisory Company

What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.

If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:

How much assistance do you actually require?

Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.

Choose a top ranked advisory company

It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.

Asking for a sample financial plan initially makes sense

When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.

Conclusion

The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.

Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.

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5 Areas Where Interest Rates Matter!

Although, we hear, a lot of opinions, about, interest rates, and their trends, and impacts, very few people seem to understand, the significance, and importance/ relevance, of these rates, in several areas of our lives! After, many decades of involvement, in political campaigns, leadership, leadership training/ planning, real estate, financial sales and consulting, etc, I strongly believed, one benefits, by understanding, more about these, and how they affect, many things, in our lives! Whether, related to personal, organizational, and/ or, public finance/ spending, home ownership and related costs, credit – related issues, business matters, stock and bond pricing, etc, interest rates, truly, significantly, matter! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 5 of these areas, and how the cost – of – money, makes a significant difference.

1. Bond prices and interest rates: The price of a bond, generally, is inversely – related to interest rates! When these rates go down, prices, rise, and when they go up, the inverse occurs! Bonds have, what is known, as, a par – value, which is the price, paid, at the end of the term. Markets usually set these at 100, which represents $1,000 per bond, at maturity. However, during the period, the pricing can rise or fall, which impacts, liquidity – related issues!

2. Mortgage rates: For the last few years, we have been witnessing and experiencing, record – low, mortgage interest rates, which have helped the overall, real estate/ housing market, especially, in terms of, pricing increases! In most areas of this country, we are seeing, home prices, at their highest levels, ever, by a significant, dramatic amount! When this rate, is low, a home buyer is able to buy, more – house – for – his – bucks, because, his monthly payments, are so low! Consider, however, what might be the potential ramifications, and impacts, when these rates, will, inevitably, rise?

3. Consumer credit: Low costs of borrowing, help the automobile industry, in terms of consumer financing, etc! Although, not as much as other vehicles, rates on credit card debt, are lower, and there are often, shorter – term, promotions, offering deals! However, since, most of these are variable, and based, on some index, etc, what happens, when there is an increase, in this?

4. Business borrowing: Another area affected, is business cost of borrowing! Presently, they have had access, to relatively, cheap – money, which helps in reducing the costs of borrowing, overall operations, purchasing inventory, etc. But, what happens, when this, ticks – up?

5. Impacts on stock market prices: For some time, because bonds have paid so little, in terms of dividends, etc, many have considered, the stock market, the only game, in – town! In addition, many corporations, have seemed, better – off, than they probably are, and we have witnessed, a higher, ratio of prices to profits, than in the past! How long will this last? How high can it go?

Many factors impact these issues, especially: actual and/ or, perceived inflation; consumer confidence; politics/ government actions/ the Federal Reserve, etc. The more you know, and understand, hopefully, the better – prepared, you will be!

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Setrega – A Global Analytical Regulatory Platform

Setrega is the Global Regulatory Analytical Platform which provides a comprehensive solution to the financial institutions for complying with one or more Regulatory Authorities. Through highly customizable and end-to-end automation, Setrega helps clients to configure Reporting Data, Reporting API, Connecting/Integrating Settings, Report Generation Requirements, Report Validation Requirements, Report Submission Mode and Feedback Management. As a Global Regulatory Analytical Platform, Setrega is designed to integrate with any financial services firms to receive regulatory data and process them to regulatory reports in specific formats with minimum customization effort.

Currently, all financial institutions are facing problems with dynamic changes in regulatory requirements, implementation risks associated with regulatory reporting and managing regulatory report error handling. All financial institutions are forced to adapt to these challenges and continuously seek for solutions which are cost-effective and accurate, with real-time feedback management. Sensiple’s Setrega fits into this emerging environment by supporting multiple Regulatory Authorities with an end-to-end automated solution.

Regulation Complied Preconfigured – ESMA – MIFIR/MiFID II, Monetary Authority of Singapore (MAS), Superintendencia Financiera de Colombia (SFC) etc.,
Significant benefits of the Global Regulatory Analytical Platform are,

Automation Capability

Financial Institutions gets the advantage of preparing and submitting regulatory reports without manual effort.

Comply with new Regulations without risk

Setrega provides flexible data source configuration, API mapping and reporting format changes with minimum customization in product level which ensures relief from regulatory and compliance risks for the financial institutions working in various regions.

Scalability

Depending on the Institutions type like Buy Side/ Sell Side/venues, Setrega is scalable in terms of increasing number of connections, the humongous volume of data, more number of reports and formats, increased number of submission modes and regulatory authorities.

Transparency

Handling a large volume of data gives challenges in managing data to auditing; Setrega makes it more accessible by allowing the clients to have full control over data by powerful data transparency method.

Dashboard

Setrega act as a one-stop shop for all regulatory reporting for financial institutions. A vastly informative dashboard in Setrega provides all historical, current and scheduled regulatory reports and its internal & external statuses in graphical and tabular representations.

Regional Coverage

Financial firms who run their business across the globe get benefited from Setrega as one solution solves all the regulatory and compliance needs. It is successfully verified with major regulatory frameworks like MiFID II and NFA (National Futures Association) and regulatory authorities like SEC and SFC.

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The Rise of Online Payment Gateways

The cashless payment system is growing exponentially with evolving payment methods, rising e-commerce use, enhanced broadband connectivity, and emergence of new technologies. Can increasing incidences of cyberattacks and spams hamper the growth of online payment market or will it continue to grow at a rapid rate?

The global digital payment industry is expected to hit the USD6.6 trillion mark in 2021, registering around a 40% jump in two years. The cashless payment methods are rapidly evolving with ground-breaking innovations such as mobile wallets, peer-to-peer (P2P) mobile payments, real-time payments, and cryptocurrencies. In the growing digital age, many payment technology companies are collaborating with traditional financial institutions to cater to the latest consumer and merchant preferences. Due to enhanced broadband connectivity, increasing mobile commerce, emergence of new technologies such as Virtual Reality, Artificial Intelligence, and rapid digitization, billions of people have started embracing contactless payments in both developed and emerging countries. Besides, surging e-commerce businesses, digital remittances, digital business payments, and mobile B2B payments are boosting the non-cash transaction ecosystem.

Cashless transaction method users across various generations are widely adopting the digital peer-to-peer (P2P) apps as they are more appealing and flexible to use. In-app payments or tap-and-go transactions take seconds at the checkout and allow users to make payments anytime and anywhere. Tokenization, encryption, Secure Sockets Layer (SSL), etc., offer multiple ways of securing payments while enabling digital transactions. Moreover, the users do not have to fill in information every time to complete the payment process. Thus, online payment gateways play a crucial role in the economic growth, enabling trade in the modern economy. With social distancing rules in place, digital payments have become an obligation for contactless transactions rather than just a transaction alternative to prevent the spread of coronavirus.

Digital Commerce Empowering Businesses
Electronic payment systems have become a crucial part of businesses as consumer inclination towards online shopping is expanding. With broadening internet penetration, increasing use of smartphones, and diverse options for e-transactions, most consumers are preferring online channels over traditional brick-and-mortar stores for shopping. Therefore, businesses are shifting online with an electronic payment solution to maximize their profit earnings. Automating the electronic payment system eliminates the scope of errors and saves a considerable amount of time and effort. High standards for detecting and preventing fraud in digital transaction systems and AI-based fraud detections protect users from security breaches. By providing the flexibility for making payments through credit/debit cards, mobile money, e-Wallet, etc., the businesses can expand their customer base. The electronic payment process improves customer satisfaction as customers do not need to count cash or deal with paperwork whenever they want to make the transaction.

Biometric Authentication Enhancing Security
Biometric authentication involves recognizing biometric features and structural characteristics to verify the identification of an individual. The verification method can involve fingerprint scanning, facial recognition, voice recognition, vein mapping, iris detection, and heartbeat analysis. With the rise in identity theft and fraud, biometric authentication has become a reliable and secure alternative for making digital transactions. According to a recent research, biometrically verified mobile commerce transactions are expected to constitute a massive 57% of the total biometric transaction by 2023. Biometric payment cards are also becoming popular as they support tap-and-go payments, allowing users to make faster digital transactions. The digital payment technology provider, Worldline is partnering up with the French FinTech, A3BC (Anything Anywhere Anytime Biometric Connection), to protect mobile phones from intrusion with a two-factor authentication process. The combined solution eliminates identification through a single touch, rather it recognizes fingerprints through a picture of the hand. MasterCard is planning to bring FinGo’s vein-scanning payment solution that facilitates users to authenticate transactions.

Dominance of Mobile Wallets
In 2019, mobile wallets overtook credit cards to become the highly adopted payment type globally. Digital wallets offer flexibility to users to store multiple payment methods in one digital home and turn cash into electronic money required for online or in-store purchases. Financial institutions have already started to embrace the digital wallet trend by offering virtual cards to business customers. The virtual cards stored in digital wallets consist of details like 16-digit card number, CVV code, date of expiry and work just like the physical plastic card. Currently, only 37% of merchants support mobile payments at the point of sale, but with the rising adoption, merchants are willing to invest in technologies facilitating digital wallets. The virtual wallets can save money due to low processing costs as they limit transaction values and frequency. Artificial Intelligence (AI) is improving the user experience with regards to transactions with ChatBots, designed to execute and robotize essential exchanges as per the user’s interest. Besides, cryptographic money-based e-wallets are being embraced by new companies to small-medium organizations for storing digital money. Smart voice technology is contributing to the growth of smart voice wallets ever since Amazon propelled the principle of this platform, which is now being followed by Google and Apple.

E-Commerce Boom Accelerating Digital Payment Market Growth
E-commerce growth at an exponential rate is creating shock waves, and the sonic boom is reverberating across the FinTech sector. The growth of many e-commerce companies is driven by the kind of financial services they provide. Digital transactions make it convenient for the buyer and seller to make transactions and remain loyal to the market space. The COVID-19 pandemic added a different dimension to e-commerce innovation, introducing newer trends such as payment alternatives at checkouts (not with digital wallets), virtual cards, QR codes, and other touchless transactions. Besides, the Buy Now Pay Later (BNPL) trend is dominating the e-commerce industry as it relieves the financial burden on the buyer. BNPL involves a soft credit check, so the consumers can buy what they need, keep the inventory moving, and pay overtime without affecting their credit score. BNPL provides businesses with much-needed liquidity and greater flexibility at the checkout.

Influence of COVID-19 Pandemic on Digital Payment Market Growth
Digital payment systems have moved beyond their peer-to-peer (P2P) transfers and bill payments. The COVID-19 pandemic allowed digital payment systems to showcase their strengths, such as a strong understanding of hyper-local markets and its ability to establish strong local partnerships. Businesses and consumers increasingly “went digital” for providing and purchasing goods and services online. When the pandemic hit, people did not want to touch or exchange cash due to the paranoia of catching the infection from physical currencies. Several governments around the world introduced digital financial transfers to provide COVID-assistance. Owing to lockdown measures, consumers shifted to online platforms, which catapulted the demand for digital payment systems. Now, digital platforms have become an essential component of people’s lives, and consumers are more likely to continue shopping online in the post-pandemic period. The dramatic shift in consumer behavior is likely to augment the demand for e-payment systems even more. Therefore, companies are focusing their attention on digital mediums to meet the new customer demands and thrive businesses in the changing market scenario. Organizations are reimagining customer journeys to reduce friction and provide new security features. Payment companies such as PayPal and Square Cash are staffing up across the board to better understand the rearrangement of societal norms and stabilize the business in the near future.

e-Payment Systems are the Future
With increasing smartphone and internet penetration, consumers are becoming tech-savvy, which presents endless opportunities for the digital payment markets. Post-pandemic, digital payment systems are anticipated to continue to flourish over the years to come. While cards remain the first choice for payments around the world, mobile wallets are quickly gaining traction. The traditional cash flow is declining in bank branches and ATMs, demonstrating a power move towards a cashless society. Currently, China dominates the global mobile wallet consumption, followed by South Korea. However, there are still many countries that are highly dependent on cash due to lack of trust towards financial institutions and lack of proper broadband infrastructure, etc. In the near future, social media-initiated payments, biometric payments, voice-activated payments are likely to become mainstream in developing countries as well.

Cybersecurity and Privacy Concerns with Online Payment Solutions
Cybersecurity and privacy threats have become a troubling concern with the increasing incidences of online fraud. According to the Mastercard survey, one out of four consumers experienced some kind of fraud in 2020, ramping up the cybercrime rate by 49%. In the first half of 2020, online scams increased by 73.8% from 2019. However, adopting new-age technologies such as multifactor authentication, biometrics, 3D security, Artificial Intelligence, and Machine Learning can help control fraudulent activities such as phishing, virus attacks, etc. Shifting to contactless cards, QR codes, and tokenization can also help mitigate risks associated with digital payment solutions. Besides, sensitizing end-users about the secure application of e-payment solutions through amplifying efforts towards building financial literacy can help to prevent frauds. The emergence of mobile commerce and the evolution of e-payment platforms backed by robust security solutions can help to drive the goal of making the economy truly cash-less.

According to TechSci research report on “Global Payment Gateway Market By Type (Hosted, Self-hosted & Bank Integrated), By Enterprise Size (SME and Large Enterprise), By End-User (Retail, Travel & Hospitality, Healthcare, Education, Government, Utilities & Others), By Region, Competition, Forecast & Opportunities, 2026″, the global payment gateway market is expected to cross USD15 billion mark in 2019, registering a CAGR of 22% by 2026. The growth can be attributed to the increasing demand for online transactions, rising broadband connectivity, and exponential growth of e-commerce across the world.

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Give a Chance to Binary Options Trading This Season

Binary options trading has a lot of rumors and controversy around it, but it is, in fact an easier and enjoyable form of trading. Especially if a person is new to the world of trading, as this is easy to understand. In binary options trading, a trader bets on stock and either earns money if it matches within a certain amount of time or loses it. That is why it’s a risky but equally exciting way of earning money. There are just two options of ‘yes’ or ‘no,’ hence the name binary.

If the stock price does not fall on the correct side of the strike price within the expired time and date, then the trader loses the money. But if it does fall on the correct side, the trader gets a profit.

For example, if a stock is trading at $60, the binary option has a strike price of $65 and expires at 12 pm the next day. The trader can buy the option for $50. If, after the expired time, the money goes above $65, say at $100, then the trader gets a profit of $50 (100 – 50). But if the money falls below $65, that is, it’s out of money, then the trader suffers a loss. Either way, it is good for practicing day trading as it helps in building an accurate intuition.

Another important part of binary options trading can ensure that the trader is not getting into any scam sites. This is because there have been cases of the trading system being rigged and the company profiting from all the activities. That is why a binary options broker is essential for the trading to be legit. Brokers help manage the amount, and they also do not take any commission for a trade that ended in a draw. Brokers are necessary for any trading because whatever profit the trader earns from trading will be their own wealth. There are no cuts from the amount, except for the commission the broker gets. But the majority of the amount goes to the individual.

Here are some of the benefits of having a brokerage account and a stockbroker:

· Trade with many companies – The person can place their options on any stocks that the broker has access to. And this may be every company listed in the New York stock exchange or Nasdaq stock market.

· Individual and independent trading – With brokers, an individual has direct access to the foreign exchange in stocks. That gives the independence to invest in international stocks and decide the stock selection.

· One-time money management – Many brokers understand the importance of other investments like bonds, mutual funds, and bank account products. Hence the broker lets the trader get a single environment that can take care of all this, letting the person have a simplified path to money management and not have accounts spread out for different investments.

· Customer service – Brokers also give financial advice that goes beyond finance or trading. Every broker has a different form of service, but working with a broker will also help get different resources for better managing the finances.

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